Insurance & Coverage

We Handle the Insurance So You Can Focus on Your Child

ABA therapy is a covered benefit in New York. Our team manages the entire authorization process — from verifying your benefits to submitting claims — so families can focus on what matters most.

What We Handle For You

  • Benefits verification before services begin
  • Prior authorization requests & follow-up
  • Ongoing claims submission
  • Denial appeals & re-authorizations
  • Clear communication about your costs

ABA Therapy Is Covered by Law in New York

New York State law requires all insurance plans to cover Applied Behavior Analysis (ABA) therapy for individuals diagnosed with autism spectrum disorder (ASD). This includes commercial insurance plans and Child Health Plus.

Our billing and intake team works directly with your insurance provider to verify your benefits, obtain prior authorization, and manage ongoing claims. Most families pay little to nothing out of pocket.

The Process

How We Handle Your Insurance

01
01

Benefits Verification

Before services begin, we contact your insurance provider to confirm your ABA therapy benefits, deductible status, co-pay amounts, and any coverage limits.

02
02

Prior Authorization

Most insurers require prior authorization before ABA services can begin. We handle the entire authorization request, including submitting clinical documentation and following up on approvals.

03
03

Ongoing Claims Management

Once services are underway, our billing team submits claims on your behalf and monitors for any issues. We handle denials, appeals, and re-authorizations so you don't have to.

04
04

Family Support

We keep you informed every step of the way. If you have questions about your coverage, out-of-pocket costs, or billing statements, our team is always available to help.

Accepted Plans

Insurance Plans We Work With

We are in-network or able to bill with most major insurance plans in New York, including:

Commercial Insurance Plans

Including Empire BlueCross BlueShield, Aetna, Cigna, United Healthcare, Oscar Health, and most other major commercial carriers

Child Health Plus (CHP)

New York's low-cost health insurance program for children

Aetna

Commercial and managed care plans

Cigna

Commercial plans

United Healthcare

Commercial and managed care plans

Empire BlueCross BlueShield

Commercial plans

Oscar Health

Commercial plans

Other Plans

Don't see your plan? Contact us — we work with many additional carriers and can verify your specific benefits.

FAQ

Coverage Questions, Answered

Not Sure About Your Coverage?

Our intake team will verify your insurance benefits at no cost and walk you through exactly what's covered before you commit to anything.